Sikka is a term that, in several medieval civilizations, indicated that a city had received a mint for coining money. It has retained a close meaning in several modern Asian Indo-European languages such as Hindi, Urdu, Punjabi, or Farsi, in which it means a coin.
Sikka Inclusive Finance was created in 2014 by Michel Arnoult and Romain Tevels, two inclusive finance practitioners who gathered numerous years of concrete experience working on field, holding senior management positions in various types of microfinance institutions.
Romain has worked for more than 20 years in the field of financial inclusion and private sector development.
After spending more than 10 years in the field in Asia and Africa, he founded Sikka Inclusive Finance in 2014. He has led or contributed to more than fifty projects in 25 countries and 3 continents.
Trained as an engineer, Romain is based in France, in the Nouvelle-Aquitaine region.
Michel has more than 35 years of experience in the field of microfinance and financial inclusion including thirty years in expatriation.
During his career, he established and developed many institutions in Africa and Eastern Europe, some of which still enjoy prominent national importance today.
An agricultural engineer by training and co-founder of Sikka, Michel is based in France, in the Greater Paris area.
